Home Buying 101 |
I want to Buy a new House How Much Can I Afford? - This is the critical first step to buying a home. In today's market banks are very careful about making sure homeowners can afford your payments...
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Home Purchase Checklist - Buying a new home can be a bit stressful. Even the most seasoned homebuyers sometimes forget to ask the important questions. This checklist will help you keep things organized...
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Mortgage Process Overview - The home buying process can be an emotional roller coaster for even the most experienced home buyers. Knowing how the whole process works is very helpful when trying to buy a home...
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contingency Contracts - A contingency plan is usually added to the contract to protect would-be buyers in the case they are unable to sell their home. However, having the right type of clause is crucial ...
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Rent vs. Buying - This is usually a pretty easy question to answer, but in today's market it may not be as cut and dry as usual. Find out what the pros and cons are for would-be homeowners in today's market...
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Down Payments - What's a down payment you ask? Many people that bought their first home in the last 5 years may not be familiar with this concept. However, the times they are a changing ...
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First Time Home Buyers - First time home buyers have many more obstacles to face than they did just a few years ago. A little planning and understanding can go a long way to helping you get your first home without pulling your hair out ...
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Home Inspections - The majority of home buyers still buy homes without using a home inspection service. This is not wise at all and can often spell "bad news" for the buyer. However, picking the wrong inspector who isn't qualified can be just as bad...
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Use a Realtor? - Did you know that the average home price is around 300k, and the average real estate commission is around 4%? That's a lot of scratch! Make sure you are clear about what type of service you should receive for 12 grand...
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Market Conditions - Market conditions often dictate whether or not you should buy a home or sell one. However, what if you are forced to buy or sell regardless of the market? Learn how the market dictates different strategies for buyers and sellers ...
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Negotiating a Deal - Ok we have found the perfect home but they want way too much! Let's employ a little sneaky negotiating, but be careful no to be too sneaky...
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Making the First Offer - When making the first offer you have to make sure you are offering enough money as not to insult the seller and too little to make them "high five" each other too ...
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Pre-Approved or Pre-qualify - There is a big difference between pre-qualifying and being "pre-approved" and you should know the difference...
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Lock my Rate? - When mortgage rates are all over the place like they are right now knowing when to lock your interest rate is crucial...
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